Financing

Kalamazoo Auto Finance Center

Buying or leasing an automobile at a finance center can seem like a frustrating process. We have Chrysler Capital services at Vicksburg Chrysler Dodge Jeep Ram to assist in one's desires to own or lease a vehicle with us, making it fast and easy. Our skilled finance experts get down to the nitty-gritty and communicate transparently with each customer to build your trust and provide options for a fantastic financial investment in the waiting. Our finance center strives to work well with whatever financial situation that customers bring to us. If there is a challenge to face, we face it head-on and push the limits for customers' utmost satisfaction.

When you step into the doors of Vicksburg Chrysler Dodge Jeep Ram, you are not just stepping into a finance center; one will step into a world in which you are the entire focus, and we are centered towards the goals of you owning or leasing a new or used car. Chrysler Capital is here to help with your financial goals and see you obtain either an auto loan or any of our lease deals available. Lease deals and more can be found at our Vicksburg, MI auto lot that service the surrounding cities of Kalamazoo, Battle Creek, Portage, and other Central Michigan region communities. There are countless tools to be found on our website, including information about Chrysler Financial benefits, that enable one to plan their future financial investment with us at Vicksburg Chrysler Dodge Jeep Ram. Whether you choose to lease or sign auto loans, our finance center will not fall short in handing you the keys to your favorite automobile within our auto lot.

Pros and Cons of Financing & Leasing

Depending on financial status, leasing one of our new cars for sale may be an option that is better for you in the short-term and long term. There is no doubt that financing is also an admirable option because it helps those who want to eventually own the car themselves and raise their credit score due to on-time payments towards the car loan. Our team at Vicksburg Chrysler Jeep Dodge Ram understands different strokes for different folks regarding finances. Those who are unsure of the options you have should visit our Vicksburg, MI finance center to gather the details and receive answers to questions. Some restrictions of both can apply to each of these methods to obtain a vehicle here at Vicksburg Chrysler Dodge Jeep Ram. We break down the details for you listed below:

Leasing a Car:

As far as leasing goes, various beneficial aspects exist and can help one's financial status. When you lease a car, you pay the monthly payments to drive the car, not buy it. Depending on the lease's length, there will be terms and conditions that allow the driver to drive a newer vehicle. The leasee also can upgrade to a more modern version at the end of the lease. Another benefit to leasing is the lower cost per month in monthly payments. There are no interest fees or sales tax to worry about with leasing, only the monthly payments towards the car's lease. Depending on how well the lease agreement is financially met, there is an option for financing the vehicle at the end of the lease, or one can renew a lease and try a different car. Maintenance costs are generally lower for a lease. The downside to leasing is that one does not own the vehicle, so customization is not permitted, and normal wear and tear could cost extra at the end of the lease. A limit of 12,000 miles per year of driving is often allowed during each year of the lease, and some dealers offer lease deals with 15,000 maximum miles. The biggest downside is that with leasing, no equity is built over the lease term, which will not affect your credit score as much as financing does.

Financing a Car:

Whether the vehicle is new or pre-owned, financing a car at our finance center in Vicksburg is usually the option that most of our customers choose. For some, our customers want to own a vehicle for years to come. Some folks also wish to customize their car to their liking by adding or subtracting the features and accessories they desire. Financing to own has tremendous benefits. One benefit of auto loans is that a driver can build equity towards a new car or large future financial purchase after paying off the loan and on time. There is also the financial flexibility of paying off more on loans than just the monthly payments, as that also helps one's credit score. A person who chooses to use auto finance with our new and used car dealership in Vicksburg will enjoy the benefit of driving as much as you wish versus signing a lease with limited mileage use. The automobile can also be sold or traded in for other options versus being stuck in a lease contract.

There can be a few cons to utilizing car loans. The loan agreement payments are typically higher due to paying interest, sales tax, and other fees in the long run. This also depends on the length of the loan agreement. The lower the amount of time used to pay off the used car loans will determine how much you will save versus extending the length of time to pay off the loan. Another downside to auto finance loans is that the up-front costs could be expensive, depending on how much money is asked to be put down. However, with financing at our particular automotive finance center, there can be a way to eliminate that altogether to get you in the car you need today.

Finance Center Contact Info

Our Chrysler, Dodge, Jeep, & Ram vehicles are available for all to see, test drive, mull over, and view online and in-store at Vicksburg Chrysler Dodge Jeep Ram in Central Michigan. We are located just west of Vicksburg, MI, at the following address: 13475 Portage Rd. Vicksburg, Michigan, 49097. To reach our sales department during the day, please call (269)475-9906. All questions, comments, and concerns regarding any finance or lease deals available should be directed to this line or to the salespeople at our dealership near me in Vicksburg, Michigan.

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